Planned prices, not on sale yet
Standard is free: the full tracker, with no limits. Plus adds power tools, Premium adds the things that cost money to run. Anything marked Coming is not built yet.
Freealways
Invite only for now.
€2.99a month, planned price
Not on sale yet.
€5.99a month, planned price
Not on sale yet.
| Feature | Standard | Plus | Premium |
|---|---|---|---|
| The tracker | |||
| Expenses with line items, money in, budgets, repeats | No limit | No limit | No limit |
| Every currency with daily rates, and trips | Yes | Yes | Yes |
| Insights and the Item view | Yes | Yes | Yes |
| Item price trends Coming | No | Yes | Yes |
| Your data | |||
| Excel import and export, backups, encrypted backup, Delete my data | Yes | Yes | Yes |
| Encrypted sync to your own Google Drive | Yes | Yes | Yes |
| Receipt photos kept in your own Drive | Yes | Yes | Yes |
| Xpenstack cloud, for people without Google Coming | No | No | 10 GB |
| Smart tools | |||
| Guesses each line’s category from what you logged before | Yes | Yes | Yes |
| AI reads a receipt into lines Coming | No | 20 a month | 100 a month |
| Mortgages, plan against actual | 1 loan | Several | Several |
| Mortgages, prepay or invest | No | Yes | Yes |
| Bank statement import Coming | No | Yes | Yes |
| Auto-capture from bank texts (Android) Coming | No | No | Yes |
| Emails | |||
| Monthly summary and budget alerts | Yes | Yes | Yes |
| Daily summary; weekly digest Coming | No | Yes | Yes |
| An email after every expense | No | No | Yes |
| Sharing and extras | |||
| Shared household Coming | No | You + 1 | Up to 6 |
| Home-screen widgets Coming | No | Yes | Yes |
| Theme colours | 3 | 6 | 8 |
| Early access and faster replies Coming | No | No | Yes |
Coming means not built yet; it joins the app as it is built. Prices are planned, not final.
Export and delete are free on every plan, paid or not.
Everyone invited before paid plans start stays on Premium, free.
Nothing is hidden or deleted. Paid tools stop adding new things and what they made stays. A paid colour goes back to Ocean, and the app says why.
Xpenstack